Directive 2002/65/EC of the European Parliament and of the Council of 23 September 2002 concerning the distance marketing of consumer financial services and amending Council Directive 90/619/EEC and Directives 97/7/EC and 98/27/EC
- In force
- CELEX number: 32002L0065
- Official Journal: JOL_2002_271_R_0016_01
- Form: Directive
- Procedure number: 1998/0245(COD), 1998/0245/COD
- Languages:
- bg
- cs
- da
- de
- el
- en
- et
- fi
- fr
- hr
- hu
- it
- lv
- lt
- mt
- nl
- pl
- pt
- ro
- sk
- sl
- es
- sv
Dates
Date of document: - September 23, 2002
- October 9, 2002
- October 9, 2002
- Entry into force - Date pub. See Art 22
- October 9, 2004
- At the latest See Art 21.1
- December 18, 2002
- Partial end of validity Art. 17 Implicitly repealed by 32002L0083
- December 29, 2009
- Partial end of validity Art. 19 Implicitly repealed by 32009L0022
- June 13, 2014
- Partial end of validity Art. 18 Implicitly repealed by 32011L0083
- June 18, 2026
- Repealed by 32023L2673
Modified by
Modified by:
- Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market amending Directives 97/7/EC, 2002/65/EC, 2005/60/EC and 2006/48/EC and repealing Directive 97/5/EC (Text with EEA relevance) - detail
- Directive (EU) 2015/2366 of the European Parliament and of the Council of 25 November 2015 on payment services in the internal market, amending Directives 2002/65/EC, 2009/110/EC and 2013/36/EU and Regulation (EU) No 1093/2010, and repealing Directive 2007/64/EC (Text with EEA relevance) - detail
- Directive 2005/29/EC of the European Parliament and of the Council of 11 May 2005 concerning unfair business-to-consumer commercial practices in the internal market and amending Council Directive 84/450/EEC, Directives 97/7/EC, 98/27/EC and 2002/65/EC of the European Parliament and of the Council and Regulation (EC) No 2006/2004 of the European Parliament and of the Council (‘Unfair Commercial Practices Directive’) (Text with EEA relevance) - detail
Modifies
Modifies:
- Directive 97/7/EC of the European Parliament and of the Council of 20 May 1997 on the protection of consumers in respect of distance contracts - Statement by the Council and the Parliament re Article 6 (1) - Statement by the Commission re Article 3 (1), first indent
- Directive 98/27/EC of the European Parliament and of the Council of 19 May 1998 on injunctions for the protection of consumers' interests
- Council Directive 90/619/EEC of 8 November 1990 on the coordination of laws, regulations and administrative provisions relating to direct life assurance, laying down provisions to facilitate the effective exercise of freedom to provide services and amending Directive 79/267/EEC
Affected by case
- Judgment of the Court (First Chamber) of 11 September 2019. Antonio Romano and Lidia Romano v DSL Bank – a branch of DB Privat- und Firmenkundenbank AG, formerly DSL Bank – ein Geschäftsbereich der Deutsche Postbank AG. Request for a preliminary ruling from the Landgericht Bonn. Reference for a preliminary ruling — Consumer protection — Directive 2002/65/EC — Distance consumer loan agreement — Right of withdrawal — Exercising the right of withdrawal after the contract has been performed in full at the consumer’s express request — Communication to the consumer of information regarding the right of withdrawal. Case C-143/18.
- Judgment of the Court (Sixth Chamber) of 4 June 2020. Thomas Leonhard v DSL-Bank – eine Niederlassung der DB Privat- und Firmenkundenbank AG. Request for a preliminary ruling from the Landgericht Bonn. Reference for a preliminary ruling — Consumer protection — Directive 2002/65/EC — Distance loan agreement — Right of withdrawal — Consequences — Article 7(4) — Return of the services received — Payment of compensation for benefit of use — Supplier’s obligation — Precluded. Case C-301/18.
- A07P4
- A07P1
- A07P3
- Case C-301/18: Request for a preliminary ruling from the Landgericht Bonn (Germany) lodged on 4 May 2018 — Thomas Leonhard v DSL Bank
- article 7 paragraph 4
- Case C-463/22: Request for a preliminary ruling from the Oberlandesgerichts München (Germany) lodged on 12 July 2022 — DP v BMW Bank GmbH
- article 2 point (a)
- article 2 point (b)
- Case C-143/18: Request for a preliminary ruling from the Landgericht Bonn (Germany) lodged on 23 February 2018 — Antonio Romano, Lidia Romano v DSL Bank
- article 3 paragraph 1 point 3 PT (a)
- article 5 paragraph 1
- article 7 paragraph 4
- article 6 paragraph 2 point (c)
- article 4 paragraph 2
- article 6 paragraph 6
- article 6 paragraph 1 L 2 TIRE 2
- Case C-617/21: Request for a preliminary ruling from the Landgericht Ravensburg (Germany) lodged on 6 October 2021 — RU, PO v Nissan Leasing, Volkswagen Leasing GmbH
- article 2 point (a)
- article 2 point (b)
- Case C-83/21: Request for a preliminary ruling from the Consiglio di Stato (Italy) lodged on 9 February 2021 — Airbnb Ireland UC, Airbnb Payments UK Ltd v Agenzia delle Entrate
- Case C-766/22: Request for a preliminary ruling from the Amtsgericht München (Germany) lodged on 16 December 2022 — WD v Allane SE
- article 2 point (b)
- Case C-594/21: Request for a preliminary ruling from the Oberlandesgericht Frankfurt am Main (Germany) lodged on 27 September 2021 — VB v Sixt Leasing SE
- article 2 point (b)
- Case C-639/18: Request for a preliminary ruling from the Landgericht Kiel (Germany) lodged on 12 October 2018 — KH v Sparkasse Südholstein
- article 2 point (a)
Legal basis
- Treaty establishing the European Community (Amsterdam consolidated version) Part Three: Community policies Title VI: Common rules on competition, taxation and approximation of laws Chapter 3: Approximation of laws Article 95 Article 100a - EC Treaty (Maastricht consolidated version)
- Treaty establishing the European Community (Amsterdam consolidated version) Part Three: Community policies Title III: Free movement of persons, services and capital Chapter 2: Right of establishment Article 47 Article 57 - EC Treaty (Maastricht consolidated version) Article 57 - EEC Treaty
- Treaty establishing the European Community (Amsterdam consolidated version) Part Five: Institutions of the Community Title I: Provisions governing the institutions Chapter 2: Provisions common to several institutions Article 251 Article 189b - EC Treaty (Maastricht consolidated version)
- Treaty establishing the European Community (Amsterdam consolidated version) Part Three: Community policies Title III: Free movement of persons, services and capital Chapter 3: Services Article 55 Article 66 - EC Treaty (Maastricht consolidated version) Article 66 - EEC Treaty
EuroVoc Vocabulary
- Distance selling
- Freedom of establishment
- Consumer protection
- Protection of economic interests
- Provision of services
- Financial transaction
- Service activities
- Approximation of laws
- Approximation of laws
- Consumer protection
- Internal market - Principles