Council Directive 92/96/EEC of 10 November 1992 on the coordination of laws, regulations and administrative provisions relating to direct life assurance and amending Directives 79/267/EEC and 90/619/EEC (third life assurance Directive)
- No longer in force
- CELEX number: 31992L0096
- Official Journal: JOL_1992_360_R_0001_004
- Form: Directive
- Procedure number: 1991/0329(SYN), 1991/0329/SYN
- Languages:
- da
- de
- el
- en
- fi
- fr
- it
- nl
- pt
- es
- sv
Dates
Date of document: - November 10, 1992
- December 9, 1992
- November 21, 1992
- Entry into force - Date notif.
- December 31, 1993
- At the latest See Art 51
- December 18, 2002
- Repealed by 32002L0083
Modified by
Corrected by:
- March 5, 1993 - 31992L0096R(01)
- November 14, 1997 - 31992L0096R(02)
- November 14, 1997 - 31992L0096R(03)
- November 14, 1997 - 31992L0096R(04)
Modified by:
- European Parliament and Council Directive 95/26/EC of 29 June 1995 amending Directives 77/780/EEC and 89/646/EEC in the field of credit institutions, Directives 73/239/EEC and 92/49/EEC in the field of non- life insurance, Directives 79/267/EEC and 92/96/EEC in the field of life assurance, Directive 93/22/EEC in the field of investment firms and Directive 85/611/EEC in the field of undertakings for collective investment in transferable securities (Ucits), with a view to reinforcing prudential supervision - detail
- Directive 2000/64/EC of the European Parliament and of the Council of 7 November 2000 amending Council Directives 85/611/EEC, 92/49/EEC, 92/96/EEC and 93/22/EEC as regards exchange of information with third countries - detail
- Directive 2002/87/EC of the European Parliament and of the Council of 16 December 2002 on the supplementary supervision of credit institutions, insurance undertakings and investment firms in a financial conglomerate and amending Council Directives 73/239/EEC, 79/267/EEC, 92/49/EEC, 92/96/EEC, 93/6/EEC and 93/22/EEC, and Directives 98/78/EC and 2000/12/EC of the European Parliament and of the Council - detail
Derogated in:
- undefined
Modifies
Modifies:
- First Council Directive 79/267/EEC of 5 March 1979 on the coordination of laws, regulations and administrative provisions relating to the taking up and pursuit of the business of direct life assurance
- Council Directive 90/619/EEC of 8 November 1990 on the coordination of laws, regulations and administrative provisions relating to direct life assurance, laying down provisions to facilitate the effective exercise of freedom to provide services and amending Directive 79/267/EEC
Affected by case
- Judgment of the Court (Third Chamber) of 19 December 2019. Barbara Rust-Hackner and Others v Nürnberger Versicherung Aktiengesellschaft Österreich and Others. Requests for a preliminary ruling from the Landesgericht Salzburg and Bezirksgericht für Handelssachen Wien. References for a preliminary ruling — Freedom to provide services — Direct life assurance — Directives 90/619/EEC, 92/96/EEC, 2002/83/EC and 2009/138/EC — Right of cancellation — Incorrect information concerning the detailed rules for exercising the right of cancellation — Formal requirements for the declaration of cancellation — Effects on the obligations of the assurance undertaking — Time limit — Lapse of the right of cancellation — Possibility to cancel a contract after it has been terminated — Repayment of the surrender value of the contract — Reimbursement of premiums paid — Right to remuneration interest — Limitation. Joined Cases C-355/18, C-356/18 and C-479/18.
- A31
- Judgment of the Court (First Chamber), 19 December 2013. Walter Endress v Allianz Lebensversicherungs AG. Request for a preliminary ruling from the Bundesgerichtshof. Request for a preliminary ruling — Directives 90/619/EEC and 92/96/EEC — Direct life assurance — Right of cancellation — Lack of information on the conditions governing the exercise of that right — Expiry of the cancellation period one year after payment of the first premium — Conformity with Directives 90/619/EEC and 92/96/EEC. Case C‑209/12.
- A31
- Judgment of the Court (Fifth Chamber) of 29 April 2015. Nationale-Nederlanden Levensverzekering Mij NV v Hubertus Wilhelmus van Leeuwen. Request for a preliminary ruling from the Rechtbank Rotterdam. Reference for a preliminary ruling — Direct life assurance — Directive 92/96/EEC — Article 31(3) — Information to be provided to the policyholder — Obligation for the insurer to provide further information on costs and premiums under general unwritten rules of national law. Case C-51/13.
- A31P3
- N2
- Judgment of the Court of 20 April 1999. Försäkringsaktiebolaget Skandia (publ). Reference for a preliminary ruling: Regeringsrätten - Sweden. Insurance Directives 73/239/EEC and 79/267/EEC - Restrictions on choice of assets. Case C-241/97.
- A27
- Judgment of the Court (Sixth Chamber) of 5 March 2002. Axa Royale Belge SA v Georges Ochoa and Stratégie Finance SPRL. Reference for a preliminary ruling: Cour d'appel de Bruxelles - Belgium. Directive 92/96/EEC - Direct life assurance - Information for policy-holders. Case C-386/00.
- A31P3
- Case C-479/18: Request for a preliminary ruling from the Bezirksgericht für Handelssachen Wien (Austria) lodged on 20 July 2018 — KL and Others v UNIQUA Österreich Versicherungen and Others
- article 31
- Case C-357/18: Request for a preliminary ruling from the Landesgericht Salzburg (Austria) lodged on 31 May 2018 — Bettina Plackner v Nürnberger Versicherung Aktiengesellschaft Österreich
- article 31
- Case C-355/18: Request for a preliminary ruling from the Landesgericht Salzburg (Austria) lodged on 31 May 2018 — Barbara Rust-Hackner v Nürnberger Versicherung Aktiengesellschaft Österreich
- article 31
- Case C-356/18: Request for a preliminary ruling from the Landesgericht Salzburg (Austria) lodged on 31 May 2018 — Christian Gmoser v Nürnberger Versicherung Aktiengesellschaft Österreich
- article 31
- Case C-718/22: Request for a preliminary ruling from the Landgericht Erfurt (Germany) lodged on 23 November 2022 — HK v Debeka Lebensversicherungsverein aG
- article 31
- Case C-11/17: Request for a preliminary ruling from the Amtsgericht Aue, Zweigstelle Stollberg (Germany) lodged on 10 January 2017 — Thomas Hübner v LVM Lebensversicherungs AG
- annex II point (A)
- Case C-41/22: Request for a preliminary ruling from the Landgericht Erfurt (Germany) lodged on 18 January 2022 — XXX v Helvetia schweizerische Lebensversicherungs-AG
- article 31
- Case C-2/22: Request for a preliminary ruling from the Landgericht Erfurt (Germany) lodged on 3 January 2022 — HK v Allianz Lebensversicherungs AG
- article 31
Legal basis
- TREATY ESTABLISHING THE EUROPEAN ECONOMIC COMMUNITY, PART TWO - FOUNDATIONS OF THE COMMUNITY, TITLE III - FREE MOVEMENT OF PERSONS, SERVICES AND CAPITAL, CHAPTER 2: RIGHT OF ESTABLISHMENT, ARTICLE 57
- TREATY ESTABLISHING THE EUROPEAN ECONOMIC COMMUNITY, PART TWO - FOUNDATIONS OF THE COMMUNITY, TITLE III - FREE MOVEMENT OF PERSONS, SERVICES AND CAPITAL, CHAPTER 3: SERVICES, ARTICLE 66
EuroVoc Vocabulary
- Approximation of laws
- Financial solvency
- Insurance
- Life assurance
- Administrative procedure
- Freedom of establishment
- Right of establishment
- Freedom to provide services