Over-indebtednessHI020 | | Arrears on non-housing bills |
1 | Yes, once |
2 | Yes, twice or more |
3 | No |
HI020_F | 1 | Filled |
– 1 | Missing |
– 2 | N/A (no non-housing bills) |
– 7 | N/A (HB010≠2020) |
HI090 | | Number of loans (excluding mortgages on purchase of main residence)Number (2 digits) 00-99 |
HI090_F | 1 | Filled |
– 1 | Missing |
– 7 | N/A (HB010≠2020) |
HI100 | 1-selected, 2- not selected | Purpose of loans (excluding mortgages on purchase of main residence) |
HI100_01 | 1, 2 | Property (incl. household furniture, appliances and interior decoration) |
HI100_02 | 1, 2 | Car, motorcycle, caravan, van, bike or other means of transport |
HI100_03 | 1, 2 | Holidays |
HI100_04 | 1, 2 | Healthcare |
HI100_05 | 1, 2 | Education |
HI100_06 | 1, 2 | To cover daily living expenses |
HI100_07 | 1, 2 | Personal loan to finance own business |
HI100_08 | 1, 2 | To refinance loan |
HI100_09 | 1, 2 | Other (not listed above) |
HI100_F | 1 | Filled |
– 1 | Missing |
– 2 | N/A (number of loans = 0) |
– 7 | N/A (HB010≠2020) |
HI110 | 1-selected, 2- not selected | Source of loans (excluding mortgages on purchase of main residence) |
HI110_01 | 1, 2 | Bank or other financial institution (e.g. credit union, microcredit provider) |
HI110_02 | 1, 2 | Payday loan company or pawnbroker/cash converter |
HI110_03 | 1, 2 | Private sources (e.g. family, friends) |
HI110_04 | 1, 2 | Other |
HI110_F | 1 | Filled |
– 1 | Missing |
– 2 | N/A (number of loans = 0) |
– 7 | N/A (HB010≠2020) |
HI120 | | Amount due last month on loans (excluding mortgages on purchase of main residence)0-99999999 (amount) |
HI120_F | 1 | Filled |
– 1 | Missing |
– 2 | N/A (number of loans = 0) |
– 7 | N/A (HB010≠2020) |
ConsumptionHC010 | | Food at home0-999999 (amount) |
HC010_F | 1 | Filled |
– 1 | Missing |
– 7 | N/A(HB010≠2020) |
HC020 | | Food or drink outside home0-999999 (amount) |
HC020_F | 1 | Filled |
– 1 | Missing |
– 2 | N/A (no food outside home) |
– 7 | N/A(HB010≠2020) |
HC030 | | Public transport0-999999 (amount) |
HC030_F | 1 | Filled |
– 1 | Missing |
– 2 | N/A (no public transport used) |
– 7 | N/A(HB010≠2020) |
HC040 | | Private transport1-999999 (amount) |
HC040_F | 1 | Filled |
– 1 | Missing |
– 2 | N/A (no private transport used) |
– 7 | N/A(HB010≠2020) |
HC050 | | Savings (in a typical month) |
1 | Household puts money aside |
2 | Household needs to draw on savings |
3 | Household needs to borrow money |
4 | Household neither puts money aside nor needs to draw on savings or borrow |
HC050_F | 1 | Filled |
– 1 | Missing |
– 7 | N/A(HB010≠2020) |